There’s a lot that happens after an auto accident. One of those things is the claim to the insurance companies. You may find that when you are owed compensation for damages and injuries, the offer they put forth is nowhere near adequate. (In many unfortunate cases, people find this out well after the fact, since bills and expenses accrue over time, long after the insurance company has paid them out some crazy lowball amount.)
When the insurance company tries to underpay you, that’s when it’s time to contact a personal injury attorney. Don’t let the insurance company play you for a fool.
But that’s not to say you can throw a frivolous lawsuit their way, hoping to be a millionaire overnight. You can’t get away with deceiving an insurance company, and you can’t get MORE than they truly and fairly owe you after an accident. They are very meticulous when crafting their policies to protect themselves against this.
That said: they are not always honest about what is or is not covered in the policy. They’ll almost always try to pay less than they are required to, because that’s how they make their profits.
Their language is intentionally dense, because they prefer that customers not fully understand what the insurance company is liable for. They make better profits that way.
The truth is, they hope you don’t know how much they owe you for your injuries.
They may offer a lowball payout and hope you don’t press them for full coverage and fair compensation. They may even tell you that something in your claim is not covered and use the way you worded it as their excuse.
Expert car accident attorneys can help you get compensated for your vehicle repairs, medical bills, lost wages, rental car, and anything else they can possibly be held accountable for. You’ll be able to recover your health without the stress of financial uncertainty.